Innovative approaches to the financial inclusion of micro, small and medium-sized enterprises (MSMEs)


Local project partner
Microfund for Women

German project partner


01.11.2022 - 30.04.2025

The Jordanian economy and labour market are currently recovering from the Covid pandemic. However, the global instability, inflation and supply shortages are also having a negative impact on Jordan. In particular, the labour market situation has improved only nominally. Micro and small enterprises, which make up the bulk of the Jordanian economy, are still not more resilient to withstand crises. 
57 % of the Jordanian population has no access to financial services. Formal access to financial services is gradually improving for the lower-income Jordanian population, although the gender gap remains one of the highest in the world at 22 % (Financial Inclusion Diagnostic Study in Jordan 2022, CBJ). The national financial inclusion strategy in Jordan is currently being revised. It is expected that the focus of the measures will be on women, refugees and youth, as well as on low-income households in general. DSIK is well positioned in all these areas.

The project aims to empower MSMEs in Jordan, particularly women-led MSMEs, to access the financial services they need and improve their knowledge of how to increase their savings. The focus is on innovative financial services and solutions for this target group.

The project aims to increase the capacity of up to 1,750 MSMEs through customized business training and coaching activities. At least 20 % of these enterprises should be run by women. The target group is to be made more bankable through target group-specific training and capacity-building measures.


Strengthening MSMEs by developing a training concept for MSMEs using DSIK's proven Micro Business Game.

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