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For us, economic sustainability means cooperating with locally operating institutes that know the region and their customers. The regional focus strengthens and protects the individual institute as well as the respective region and the companies located there. Savings are mobilized locally and converted into loans; the profits flow back into the region and make a sustainable contribution to local economic development. German Sparkassenstiftung for International Cooperation (DSIK) transfers and utilizes these key factors in its project work: to restructure retail banks, to build up microfinance institutions and to strengthen service associations and associated companies.