Kenya

CGAP - BRIDGES - International Models and Lessons of Financial Cooperative Consolidation Kenya

Country
Kenya

Local Project Partner
--

German Project Partner
--

Donor
Worldbank/IFC

Duration
26.11.2025 - 31.03.2026


The Building Rural Incomes through Digital, Gender-Equitable SACCOs and FPOs (BRIDGES) Project is a joint initiative by CGAP, the World Bank and Dalberg – financed by the Gates Foundation – that seeks to develop a digital, gender-equitable SACCO and FPO network in Kenya that drives private sector investment in the agricultural sector and supports increased productivity and incomes of rural women participating in NAVCDP and FSRP agricultural value chain transformation programs. Over the past 3 years, BRIDGES has successfully tested and demonstrated digitization and automation models for SACCOs and FPOs, identified local technology solutions to support those models, and developed tools to help SACCOs improve their services for rural women. The project developed tools to support capacity building and effective operation of SACCOs, a basic offering of financial services targeting women farmers, and a coordinated dialogue between government agencies implementing and rolling out these solutions.

Task
I. Organization of a study visit for the GoK and BRIDGES partners to 1 or more market(s) with strong, consolidated SACCO sectors, and facilitation of an exchange of experience and learnings with policymakers, relevant support organizations and leaders of the SACCO sector.
II. Review of SACCO viability across a database of over 1000 project SACCOs, applying an internationally proven grading system that identified those SACCOs with solid financial operations and strong viability, those with gaps and challenges that could be addressed through certain interventions, and those that are unviable and require significant attention to be liquidated or converted into access points of larger, viable SACCOs.
III. Recommend actions that strengthen the existing network of SACCOs in Kenya, based on the grading and international good practice.

 

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